Are you missing out on cheaper train travel?

Let’s start with a slightly uncomfortable truth.

If you don’t have a Railcard, you’re probably paying more than you need to.

If you do have one but rarely use it, you’re also probably paying more than you need to.

Different situations, same outcome.

Either way, there’s a good chance you’re leaving money on the table.

More Splits, More Savings! Find cheaper train tickets by splitting your fares with the TrainSplit app. Download now on iOS or Android—search for TrainSplit in your app store.

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If you don’t have a Railcard yet

Railcards are one of those things people assume are only worth it if you travel all the time.

In reality, you don’t need to be commuting daily or planning a grand tour of the UK to make it worthwhile.

Most Railcards cost around £35 a year and give you a third off eligible fares. That means it doesn’t take many trips to make your money back.

A couple of longer journeys, or a handful of shorter ones, and you’re already ahead.

After that, every trip just feels a bit less painful on your wallet.

If you’ve got one but forget to use it

Now for the other group.

If you’ve got a Railcard sitting quietly on your phone that you only remember exists when someone mentions it, you’re not alone.

It’s a bit like having a loyalty card you never scan or a discount code you forget to apply. Technically useful, just not in practice.

The problem usually isn’t the Railcard itself. It’s the effort around using it.

Finding it. Remembering it. Making sure it’s applied. Having it ready at the barrier.

If it feels like a faff, you’re less likely to bother.

The small journeys are where it adds up

A lot of people save their Railcard for “big trips”.

Weekend away? Yes.

Visiting family across the country? Definitely.

But everyday journeys are where the savings really build.

Last-minute plans, short hops, spontaneous days out. The kind of trips you don’t overthink.

When those are cheaper, you’re more likely to take them.

And that’s where a Railcard quietly changes how you travel. Not dramatically, just enough to make things easier to say yes to.

Buy a Digital Railcard

Make it easy or you won’t use it

This is the bit that actually makes the difference.

If using your Railcard is awkward, you won’t use it properly. Simple as that.

That’s why having everything in one place matters.

With the TrainSplit app, you can:

• buy your Railcard (or get one here)

• store it digitally

• access it alongside your tickets

• keep everything ready when you need it

No switching between apps. No last-minute searching. No holding up the queue while you scroll through screenshots like you’re solving a puzzle.

It’s just there, working in the background.

Which Railcard is right for you?

There’s a Railcard for most people, and chances are you’re eligible for one without realising.

Here are some of the most common options:

• 16–25 Railcard – for students and young people, with ⅓ off most fares

• 26–30 Railcard – same idea, just for the next age bracket

• Senior Railcard – for over 60s, with no minimum fares

• Two Together Railcard – for couples or friends who travel together

• Family & Friends Railcard – great for group trips, with bigger savings for kids

• Network Railcard – for regular travel in London and the South East

Most cost around £35 a year, and you’ll usually make that back after just a few trips.

👉 You can view all options or get yours here.

Stack your savings without thinking about it

Railcards are one way to save. Split tickets are another.

Put them together and things get interesting.

TrainSplit automatically finds cheaper combinations for your journey, and your Railcard discount is applied where it’s valid.

So instead of trying to figure it all out yourself, you just book as normal and the savings are built in.

Less effort, better results.

So, what’s the takeaway?

If you don’t have a Railcard, you’re probably overpaying without realising.

If you do have one but barely use it, you’re probably not getting the value you expected.

Either way, the fix is fairly simple.

Make it part of how you travel, not something you only think about occasionally.

Ready to start saving properly?

You can buy a Railcard in the TrainSplit app in minutes and start using it straight away.

Or, if you’ve already got one, it might be time to start making the most of it.

Because cheaper train travel isn’t about one big saving.

It’s about lots of smaller ones that add up without you even thinking about it.

Buy a Digital Railcard